Kerala Housing Board comes with housing schemes affordable for people coming from different income groups in the state. Go through the post to learn about Kerala Housing Board new schemes, eligibility criteria, and application process.
The Kerala Housing Board is the authority responsible for overseeing the state’s housing segment. It has implemented many housing schemes to meet citizens’ housing needs.
The Kerala government is constantly launching new initiatives to boost the economy. The Kerala Housing Board was established as the state’s economy expanded and a need for societal welfare schemes was felt. The Board offers loans to underprivileged citizens and helps them construct a house.
Learn all about the Kerala State Housing Board and its various housing schemes here.
Also read: EWS Housing
Kerala State Housing Board
Kerala Housing Board was established in 1971. The Board’s mission is to provide safe and affordable housing to all Kerala residents. The Board’s initiatives and loan programs have assisted many families to realize their dream of home ownership.
The Kerala Housing Board has its headquarters in Thiruvananthapuram. The Kerala Housing Board is in charge of implementing the state government’s various housing initiatives.
Objectives of Kerala Housing Board Scheme 2024
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To provide financial assistance to homeless families for them to build homes.
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Assist low and middle-income families in purchasing properties at reduced prices and obtaining home loans at reduced interest rates.
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Ensure that people who want to build homes in Kerala can get loans easily. The scheme seeks to create modern urban towns with a variety of amenities.
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The plan will make it easier to build modern urban infrastructure with access to water, electricity, roads, and other basic needs.
Also Read: Kerala Land Records
Features of Kerala Housing Board Scheme 2024
Let’s go over the key features of this scheme.
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Lower and middle-income groups will benefit from lower house prices and interest rates under this scheme.
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A home loan can be easily availed.
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You would be eligible for a subsidy of Rs 4 lac and a house of at least 40 square meters size.
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As part of the four lacs, the sponsor and beneficiary of the Grihasree project must pay Rs.1 lac each as a contribution.
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The estimated cost of houses under this scheme ranges between Rs.4 lakh and Rs.6 lakh.
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The house would be built in approximately one year time.
Kerala Housing Board Scheme 2024 Eligibility Criteria
To be eligible for a house under the Kerala Housing Board Scheme 2024, an applicant must meet the following requirements:
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He/she must be a resident of the state of Kerala.
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Identification documents have to be provided to such as Aadhaar card, bank Passbook statement and bank account details.
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Applicants must have ration cards that categorize them as BPL or APL.
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Applicants must not own any land or property within Kerala’s borders.
Documents Required for Kerala Housing Board Scheme 2024
Here is a list of important certificates and documents needed to apply for the Kerala Housing Board Scheme 2024:
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Ration card
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Address Proof
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Family Income Certificate
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Ration Card certifying APL or BPL category
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Applicant’s salary slip
Online Application Procedure for Kerala Housing Board Scheme 2024
Follow the steps below to submit your Application for the Kerala Housing Board Scheme 2024:
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To apply for the Grihasree Housing Scheme, go to the Kerala Housing Board’s official website.
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Select the Grihasree Housing Project link.
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You can view the project details on this website.
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The application form is available here.
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Fill in the details required in the application form.
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After which all the required documents have to be uploaded.
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Submit it to the appropriate authority office for processing.
Contact Details for Kerala Housing Board
Address: Kerala State Housing Board,
Santhinagar, Thiruvananthapuram
Kerala – 695001, India
Email – info@kshb.kerala.gov.in
Phone – 0471-2333235, 2337137
Kerala Housing Board Schemes
The Kerala Housing Board has initiated many noteworthy housing schemes, including:
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Suraksha Housing Scheme: Under this scheme, the State government offers a capital subsidy of Rs 9,000 per residence in exchange for a voluntary contribution of Rs 2,000 from the beneficiary. If the total cost of building the home is within Rs 30,000, then Rs 19000 can be taken as a loan for construction.
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Innovative Housing Scheme: This scheme aims to benefit displaced urban workers from the Economically Weaker Section (EWS). The Board constructs residential flats on government land for these workers.
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MN Laksham Veedu Punar Nirmana Padhathi: This housing scheme allows twin houses to be converted into two single units. It makes concessions on the cost of reconstruction.
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Tsunami Rehabilitation Program: This housing scheme is designed to benefit the people in coastal districts such as Trivandrum, Malappuram, Kannur, and Kozhikode.
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New Suraksha Housing Scheme: The government under the Old Suraksha scheme offered a subsidy of Rs 9000, this has now been increased to Rs 25,000 under the New Suraksha Housing Scheme.
Wrapping Up Kerala State Housing Board
The Kerala State Housing Board is critical in providing urban housing and necessary sanitary amenities to people in difficult living situations, such as those without access to water or electricity. Residents of Kerala can apply to be beneficiaries of Kerala government subsidies. Over the last 37 years, the Board has been instrumental in developing, implementing, and shaping numerous housing programs.
Also read: APSHCL & YSR Housing Scheme
Disclaimer:
Magicbricks aims to provide accurate and updated information to its readers. However, the information provided is a mix of industry reports, online articles, and in-house Magicbricks data. Since information may change with time, we are striving to keep our data updated. In the meantime, we suggest not to depend on this data solely and verify any critical details independently. Under no circumstances will Magicbricks Realty Services be held liable and responsible towards any party incurring damage or loss of any kind incurred as a result of the use of information.
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